Staged Auto Accidents

Staged Auto Accidents:

How to spot them & How to avoid them

What is a Staged Auto Accident?
A staged auto accident is when a person, or persons plan a car crash for insurance money. This often means involving an unsuspecting driver whose insurance company ends up paying out large sums.  According to the FBI, these kinds of accidents cost the insurance industry up to $20 billion per year. 

---

Some Common Staged Accidents:
​
The Drive Down: You’re attempting to merge when another driver waves you  forward. Instead of letting you in, he slams into your car. The driver will deny ever motioning you. 

The Swoop and Squat: The first car “swoops” in while another “squats” in front of you. After the “accident,” passengers will file bogus injury claims with your insurance company.

The T-Bone: You’re crossing an intersection when a car coming from a side street accelerates and hits your car. When the police arrive, the driver and several planted “witnesses” claim that you ran a red light or stop sign.

Some Tips to Keep You Safe:

• If you’re in an accident, call the police immediately. 
• Report accident claims immediately. ​
• Don’t settle on-site with cash. 
• Be careful with your personal information—be mindful of identity theft. 
• If you can, photograph the car and passengers and write down names, addresses and phone numbers. 
• Use medical, car repair and legal professionals you know and trust. ​
•  Drive defensively...don’t tailgate!

---

Did You Know?
Our office has a 24/7 "warm" line?  You can call our office number at any time to be forwarded to the after hours cell-phone. If someone doesn't answer right away, we will get back to you as soon as possible. 

---

When an Accident Happens, Document Everything!
The best way to protect yourself after an accident occurs is to take detailed notes.The more you have, the more equipped you are to fight a fraudulent claim. Your notes should include (when possible): the driver’s license number, the VIN, the car insurance information, the name, address and phone number of the driver and the number of passengers (and their general height and weight). Additionally, be sure to take pictures of the involved vehicles from every angle that you can.

If you're in an accident, remember that we are here for you.
​510-573-4745